A promissory note is a vital document that formalizes a personal loan agreement, ensuring both borrowers and lenders are on the same page. Creating a well-structured promissory note is essential ...

Home equity agreements (HEAs) allow you to borrow from the equity in your home – much like a home equity loan. HEAs typically have an end date of 10 to 30 years if you don’t sell the home.

FG Trade / Getty Images A workout agreement is a contract mutually agreed to between a lender and borrower to renegotiate the terms on a loan that's in default, often in the case of a mortgage ...

Down-payment assistance (DPA) loan rates will vary between DPA programs. Some assistance programs, such as the State of NY ...

Fortunately, many personal loan lenders cater to applicants with fair or poor credit, offer flexible terms and have low minimum loan amounts. Even better, you may be able to get approved for a ...

But that doesn't mean they're free money. Personal loan APRs average ... your application is approved and you electronically sign your loan agreement and verify your direct deposit banking account ...

Or they may be the target of predatory marketers and unaware that they actually could qualify for a loan at a more favorable rate. Here's a closer look at how no-credit-check loans work and where ...

Forbes Advisor compiled a list of home equity lenders that excel in various areas, including offering low fees, low loan costs, convenience and flexibility, so there’s something for people with ...

Please view our full advertiser disclosure policy. Note, too, that Prosper charges an origination fee that will be deducted from your loan proceeds before they’re disbursed to you. Other costs ...

Kiah Treece is a small business owner and personal finance expert with experience in loans, business and personal finance, insurance and real estate. Her focus is on demystifying debt to help ...